Financial wellbeing employee benefit
Get financially fit with Octopus Money
Human, holistic financial coaching and advice for your whole team: graduate to CEO
A meaningful employee benefit that makes a real difference to your team’s lives
Human first approach
1-to-1 access to money experts. Real people with real experience.
Improve
retention
74% of employees see themselves staying for longer at their company
Simple
to roll out
We handle everything from onboarding to yearly launches.
Trusted & regulated
Regulated by the FCA and trusted by thousands of happy employees.
Employees get a rock solid foundation for financial success
Flexible funding for you and the team
Guidance
Every employee gets access to 1-to-1 guidance and specialist services.
You pay one yearly fee based on the number of FTE you have.
Planning
There’s also the option of receiving a financial plan and forecast
A one-off cost of £299 paid by you or your employees (via Salary Sacrifice)
Action
Anyone can choose to stay on track with investing and expert support.
Fully-funded by employees (and completely optional).
The business case is simple
55%
Increase their savings
93%
Good value for money
68%
Better understanding of benefits
£280k
Better off in retirement (45% more on average)
Financial Peace
“The session with Paul has been invaluable. A feeling of relief. Having a workable plan for the future rather than all in my head, and not actually addressing things”
Future-focused
“This should be offered to everyone when they get their first job – or taught at school! Its beyond helpful. Biggest impact for me has been pension adjustments – simply increasing it slightly has made a huge difference now when I look at 20-30 years time projections”
Who are Octopus Money?
Part of the Octopus Group, famous for launching Octopus Energy
Winner: “Advice Firm of the Year 2025“
Money Marketing Awards
Winner: “Best for Low Cost Advice”
Boring Money Awards 2026
Octopus Money is a Certified B Corp
Get set up in a few minutes
How many employees do you have?
We have 3 funding models to choose from:
Employee-funded
- Lowest cost to your business
- Employees opt in when they want it
- Planning Sessions paid by Salary Sacrifice
Your fee: £500 per year
Cost to your employees:
£299 Planning Session fee
Best for:
Businesses with 1-30 FTE
Half-funded
- Strong perceived value to employees
- Split the £299 cost 50/50 with your employees
- Employee’s half paid by Salary Sacrifice
Your fee: £1,495 per year
Cost to your employees:
£149.50 Planning Session fee
Best for:
Businesses wanting flexibility
Employer-funded
- Biggest impact on retention
- Highest take-up and engagement
- Planning Session free for every employee
Your fee: £5,803 per year
Cost to your employees:
£0 Planning Session fee
Best for:
Businesses with 50-100 FTE
(You can select your choice in the form below)
Choose your funding model and tell us a bit more about you
Tell us a bit more about you…
Frequently asked questions
How does Octopus Money Work?
We guide your employees through 3 clear stages.
1. Guidance – Every employee gets personalised guidance as standard.
2. Planning – There’s also the option of receiving a financial plan.
3. Action – Anyone can choose stay on track with expert investment advice.
How much does it cost?
For businesses between 1-100 FTE, we have a flat pricing structure. Businesses over 100 people, we will put together a bespoke quote for you.
Is this regulated financial advice?
Octopus Money provides financial guidance and access to advice through FCA-authorised entities. For example, Octopus Money Financial Solutions Limited is authorised and regulated by the Financial Conduct Authority.
Our money coaches will not provide regulated “financial advice” to your employees. For example, they will never recommend specific investment products or funds to your employees.
Instead, they will offer impartial guidance and education, helping employees understand the pros and cons of different options so they can make more informed decisions.
Some employees with more complex circumstances can choose to meet with a regulated financial adviser from our team and receive regulated financial advice.
What topics can Octopus Money help my employees with?
We offer financial education, guidance and – where appropriate – access to regulated financial advice — helping your employees get answers to your questions and make informed decisions about your money. For example:
Supporting aging parents or dealing with loss
- Planning for retirement
- Buying or renovating a home
- Getting married or divorced
- Growing a family
- Starting a career or navigating student loans